Financial Options

Peru, Illinois Orthodontist - Joseph Kunnel, DDS., MS., PhD

We offer free consultation including diagnostic x-rays for all patients.

There is no down payment. Patients have the option to make affordable monthly payments.

Did you know you can use your Flex Spending? Health Savings accounts for orthodontic care?  (click here for more information)

Ask us about our patient referral incentives!


 Payment Options

For your convenience, we accept cash, personal checks, money orders and major credit cards. Payment is expected at the time services are performed. Financial arrangements can be made with our Peru, Illinois orthodontic office.


As a service to our Peru, Illinois area patients, our orthodontic practice accepts most dental insurance programs, including managed care, non-managed care, indemnity (traditional) and PPO out-of-network.  Our  staff will prepare all the necessary forms for your dental benefits. However, we remind you that your specific policy is an agreement between you and your insurance company. Please keep in mind that you are responsible for your total obligation should your insurance benefits result in less coverage than anticipated. Our staff will gladly submit a pre-treatment estimate to your insurance company so that you will know what your benefits will be.

The fees charged for services rendered to those who are insured are the usual and customary fees charged to all our patients for similar services. Your policy may base its allowances on a fixed fee schedule, which may or may not coincide with our usual fees. You should be aware that different insurance companies vary greatly in the types of coverage available. Also, some companies take care of claims promptly while others delay payment for several months.

Contact Us

We encourage you to contact us with any questions or comments you may have. Please call our office or use the quick contact form below.

4105 Frontage Road
Peru, IL 61354
Phone:(815) 223-0204

Click Here
to schedule a
FREE consultation!